How to Get Money Back from VZP

The Most Common VZP Health Insurance Refunds Explained

Many people insured with VZP (Všeobecná zdravotní pojišťovna) don’t realize they can receive hundreds or even thousands of CZK every year through VZP prevention and health insurance refunds. These benefits cover dental hygiene, preventive screenings, physiotherapy, mental health therapy, smoking cessation, sports activities, and senior care.

Most refunds can be claimed easily online using the Moje VZP mobile app.
This guide explains the most common VZP refunds available in 2025, who is eligible, and how to apply.

For the full official list of benefits and conditions, you can download the VZP prevention leaflet.

Most Common VZP Refunds for Adults in 2025

500 CZK for Dental Hygiene

VZP reimburses up to 500 CZK per year for professional dental hygiene.

Requirements:

Upload a receipt showing your name, date of service, and amount paid
Submit the request via the Moje VZP app

500 CZK for Preventive Breast Ultrasound

VZP contributes 500 CZK for a breast ultrasound not covered by public health insurance.

Especially useful for women under 45
Receipt must be uploaded via the Moje VZP app

Up to 1,000 CZK for Cervical Cancer Screening

You can receive up to 1,000 CZK for extended cervical screening, including HPV testing.

Mainly for women aged 35+
Confirmation of the test and proof of payment required

Up to 1,000 CZK for Rehabilitation or Physiotherapy

VZP supports rehabilitation and physiotherapy services not covered by public insurance.

Receipt must include:

Provider’s IČO
Payment date in 2025
Clear description of the service

Mental Health Support from VZP

Therapy Session Refund (Up to 5,000 CZK)

VZP offers financial support for psychotherapy and counseling.

Key conditions:

Available once every 5 years
Up to 5,000 CZK total
Max 500 CZK per session, up to 10 sessions
Valid for individual, couple, family, or group therapy
In-person or online sessions allowed
Therapist must be certified and listed on the VZP website
Therapy must be recommended by a GP or specialist

Support for Quitting Smoking

VZP contributes toward medication and treatment to stop smoking, including:

Prescription and over-the-counter medication
Purchased at a pharmacy
Treatment must be completed and recommended by:
- A doctor
- A pharmacist certified by the Czech Chamber of Pharmacists
- A Tobacco Dependence Treatment Center

A list of approved specialists is available on the VZP website.

General Requirements for VZP Refunds

To receive a VZP insurance refund in 2026, you must:

Be insured with VZP at the time of the service
Pay for the service in 2025
Submit your request within 3 months of payment
Apply only via the Moje VZP app

Each benefit can usually be used once per year, except therapy (once every 5 years).

Preventive Check-Up Requirement

If you are over 18, you must have completed a preventive GP check-up:

Within the last 2 years
No later than January 1, 2023
Recorded in the Moje VZP app

This condition does not apply to children under 18.
The list of accepted preventive check-up codes is available on the VZP website.

Rules for Combining VZP Benefits

You can submit up to two applications per year
Different benefits (e.g. sports + dental hygiene) can be combined
Receipts must:
- Have a payment date after January 1, 2025
- Be no older than 6 months at the time of application

How to Apply for a VZP Refund

Download the Moje VZP app (Android or iOS)
Log in using Citizen Identity, eObčanka, or data box
Open “Příspěvky” (Benefits)
Select the refund you want
Upload a photo or PDF of your receipt
Submit the request
Wait for approval — refunds are usually paid within a few weeks to your bank account

Summary of Key VZP Refunds in 2025

Dental hygiene – 500 CZK / year
Breast ultrasound – 500 CZK / year
Cervical screening – up to 1,000 CZK / year
Rehabilitation / physiotherapy – up to 1,000 CZK / year
Sports activities – up to 500 CZK / year
Therapy sessions – up to 5,000 CZK / once every 5 years
Smoking cessation treatment – up to 1,000 CZK / year
Memory training for seniors – up to 5,000 CZK / year

Final Tip

VZP prevention benefits change slightly every year, and funds are limited. Always check the latest rules on vzp.cz or directly in the Moje VZP app, and apply as early as possible.

Using VZP refunds is one of the easiest ways to save money on healthcare in the Czech Republic while actively taking care of your health.